Citizens Bank has proudly assisted its customers with purchasing their dream home in Marion County for more than 100 years and values the opportunity to continue lending its services
Since 1913, Marion Countians have been able to rely on Citizens Bank for home ownership because its employees are valued members of the community and are personally invested in your success. Its loan officers take the time to make personal connections with each and every customer, listening and providing tailored solutions on an individual basis. Its decades of mortgage experience ensures clients receive the best service and outcome.
First-time homebuyers often feel anxious and excited about pre-qualifying for a loan, and Citizens Bank’s experienced lenders are ready to guide you through every step of the process. With in-house underwriting, Citizens Bank can make your dream a reality quickly and efficiently.
Citizens Bank offers unique loan programs, including no down payment on USDA Rural Development and VA loans. It also offers fixed interest rates for up to 30 years and so much more.
Tips for Prospective Homebuyers
Citizens Bank suggests you take these steps as you plan to purchase your dream home:
Review a free credit report through annualcreditreport.com.
- Determine a target monthly housing payment.
- Build savings regularly.
- Collect income documentation, such as paystubs, W-2 forms or tax returns.
- Obtain prequalification to estimate borrowing limits.
- List property features you desire in a prospective home.
- Decide on a preferred location.
- Select a real estate agent.
Call Citizens Bank today to make owning your dream home a reality!
